Senior’s Guide to VA Aid and Attendance Benefit for Aging Veterans
Did you know that roughly 1 in 4 seniors qualify for aid and attendance benefits? And that only 5% of these people actually receive these benefits?
If you’re an aging veteran, you know how expensive and stressful medical needs can become as you get older. It can be scary not knowing if and how you’ll be able to take care of yourself should something ever happen.
Thankfully there are a variety of VA aid and attendance benefit programs available for veterans. These programs make the everyday services you need more accessible and affordable and can improve your quality of life in significant ways.
Not sure what these programs are or how you can utilize them? In this article, we’re covering everything to know about VA aid and attendance benefit programs, so you can get the financial support and help you deserve.
What is VA Aid and Attendance?
VA Aid and Attendance is a monetary benefit eligible to many veterans and their surviving spouses. These benefits help veterans pay for the help they need for their everyday needs. Aid and Attendance (A&A) is often referred to as “veteran eldercare benefits” or assisted living benefits.
Curious about which VA programs and benefits are available, and what you may be eligible for? Here are some of the major financial benefits and care options you should know about.
Special Monthly Compensation Program
Many elderly veterans qualify for benefits under the Special Monthly Compensation program. There are 2 categories of benefits for this program you should know: R1 and R2.
R1 care is great for veterans who need basic assistance around the house. This program awards those eligible with a certain amount of money in disability compensation, which they can put towards hiring proper care.
This money does not have to go to a professional, however, and can be used to pay any caregiver who is providing said aid.
Veterans in need of regular care from a medical professional may be eligible for the next level monthly compensation, R2. With this service, a medical professional provides in-home care you’d normally receive at a hospital.
If you’re eligible for R2 SMC aid and attendance, you can receive around $8000 per month.
VA Aid and Attendance Eligibility
To receive a VA pension and qualify for Aid and Attendance, there are some criteria you must meet. You must need another person to help you perform daily tasks, or be bedridden for most of the day due to attendance. Patients in nursing homes due to disabilities and those with limited eyesight are also eligible for Aid and Attendance.
There is also a Housebound benefit you may be eligible for if you have a permanent disability that forces you to spend most of your time at home. It’s important to note, however, that you cannot receive this benefit at the same time as Aid and Attendance benefits.
How to Apply for VA Aid and Attendance
Applying for VA Aid and Attendance is rather easy. Simply fill out the VA Form 21-2680 and mail it to the PMC for your state. When sending this form, you can also include a doctor’s report and details about your symptoms and needs.
If you live in a nursing home, you’ll have to fill out some additional forms. You can also bring your information to a VA regional office if you’d like to apply in person.
Need a Hand?
Getting older isn’t always easy. Sometimes you need help completing everyday tasks. Thanks to VA aid and attendance benefit programs, you can rest easy knowing you have the financial support necessary to obtain this aid.
Do you or a loved one need care? Contact us to learn how we receive and provide support for seniors!